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Desccription |
High-quality, affordable coverage. Best for expats, individuals/families living abroad for one or more years. Most popular option |
Good quality and price worldwide. Free choice of doctors and hospitals. |
Affordable coverage. Good option for all citizenships and budget conscious individuals. |
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Plan Cost |
$$ |
$$$ |
$ |
|
Policy Maximum |
$1,000,000, $2,000,000 (per year) or Unlimited |
Unlimited |
$1,000,000 – $8,000,000 lifetime per individual |
|
Inpatient Hospitalization |
Semi-private or private rooms, depending on plan |
Included |
Semi-private or private rooms, depending on plan |
|
Physician/Specialist Visits |
Included; subject to deductible if elected, no waiting periods |
Included; deductible waived, no waiting periods |
Included; subject to deductible, no waiting periods |
|
Prescription Drugs |
Inpatient: Included, Outpatient: $500, $2,000, or Paid in Full |
Inpatient: Included,
Outpatient: $1000, upgrade available up to
$25,000 (including contraceptives and
maintenance meds) |
Inpatient: Included,
Outpatient: coverage varies by plan level |
|
Cancer Care |
Included |
Included |
Included |
|
Mental Health |
100% paid for Platinum, $10,000 for Gold, $5,000 for Silver |
Included |
Silver plan and above included after 12 month waiting period |
|
Dental & Vision |
Included at 100% for the Platinum plan with Vision and Dental module, limits on other plans |
Add-on available for select plan options |
Included in the Platinum plan; Optional on other plans |
|
Telehealth |
Included |
Included |
Included |
|
Preventive Care |
Included with Health & Wellbeing module |
Included |
Included in Silver Plan and above after 6-12 period |
|
Evacuation |
Included with Evacuation Module |
Included up to 250,000$ |
Included with limitations based on plan |
|
Rating |
A- (A.M. Best) |
A (A.M. Best) |
A (A.M. Best) |
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