Frequently Asked Questions

Yes!  We offer several insurance options from multiple carriers for both short term travel to the US and also individuals who are planning to reside in the US for longer periods of time.  We will be happy to customize a policy that fits your needs. 

Global Insurance Quote will provide expert insurance recommendations to ensure you have peace of mind no matter what length of time you plan to be in the US. 

Yes, there are multiple options for US citizens that will be traveling or residing in a foreign country.  Whether it is short term travel or a new permanent residence, our advisors will be happy to design a policy unique to your situation. 

Global Insurance Quote is an Insurance Broker that represents many Global Insurance companies.  This gives us the ability to offer several different policy options from multiple global insurance companies to find the right policy that meets your needs.

Domestic health insurance policies provide very limited or no coverage outside of your home country.  If there is coverage it is usually out of network on a reimbursement basis. 

To make sure that you have adequate coverage while traveling internationally you would take out a short-term travel policy or comprehensive international insurance plan.  This will ensure that you have the same or similar health insurance coverage that you have on a domestic policy.

With over 20+ years combined of insurance experience, our service advisors will simplify the process and educate you on the best options that will meet your unique insurance needs.  We focus specifically in the international markets therefor we are experts in this segment and will use our knowledge to make you feel comfortable vetting the different benefit and carrier options in this space.

Our goal is to make sure you are at ease throughout the process, and we will do the work of customizing a plan that meets your benefit and budget needs. 

The premium of the policy will range based on several factors.  Typically, the premium for most policies is based on the level of coverage selected, age, and the country you plan to travel to or reside.  Contact one of our advisors that can advise on the best and most affordable options for your needs. 

Travel Insurance is designed for short term trips and insures against unexpected events such as trip delays, cancellations, lost luggage, and medical emergencies.

International Health Insurance provides comprehensive medical coverage for individuals that are residing outside of their home country for 6 months or more during the year. 

The main difference is that International Health Insurance is more comprehensive and covers services such as emergency treatment, outpatient services, primary care/specialist’s visits, prescription drugs, and evacuations coverage.  

Individuals who are globally mobile, travel internationally, study internationally, work abroad for a period of time, and retirees who are moving to another country.  These are just a handful of our typical customer types.   Contact us if you fit into a different category and one of our expert advisers will be happy to discuss your situation. 

Most carriers will cover an individual as young as 18 and as old as 70.  Cigna has no age limitations and will cover individuals over 70 years old.  Individuals under the age of 18 would have to have a dependent on the policy that is over 18 years old as the primary policy holder. 

No.  Medicare will cover you only in the US and one of our advisors will assist with customizing an international policy that will cover you outside of the US. 

Yes, this is very common.  If you are a foreign citizen moving to the US, you likely never bought in to Medicare.  There are international health options specifically designed for individuals 65+ that have foreign citizenship and are residing in the US

You can apply online though our quote link and receive an instant decision.  Once the policy has been bound you will receive your policy documents immediately via email or electronically. 

No, Global Insurance Quote does not charge a fee.  Each insurance company determines the premiums based on the level of coverage selected, countries residing in, and age.  We will advise if there are any additional discounts or promotions that are available to ensure you are satisfied with the premium you are paying for your coverage.

If your question wasn’t answered feel free to reach out to us via the contact form, phone, email, or text.  We will be happy to get back in touch with you within 24 hours to respond to any inquiries.